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HOW
SOCIAL SECURITY HELPS FAMILIES
Social Security survivors
benefits help ease the financial
burden that follows a worker's
death. Almost all children under
age 18 will get monthly benefits
if a working parent dies. Other
family members may be eligible
for benefits, too. Anyone who
has worked and paid Social
Security (FICA) taxes has been
earning survivors benefits for
his or her family. The amount of
work needed to pay survivors
benefits depends on the worker's
age at the time of death. It may
be as little as 1 ½ years for a
young worker. No one needs more
than 10 years.
WHO CAN
GET SURVIVORS BENEFITS?
Here is a list of family
members who usually can get
benefits: Widows and widowers
age 60 or older. Widows and
widowers at any age if caring
for the deceased's child(ren)
who are under age 16 or
disabled. Divorced wives and
husbands age 60 or older, if
married to the deceased 10 years
or more. Widows, widowers,
divorced wives, and divorced
husbands age 50 or older, if
they are disabled. Children up
to age 18. Children age 18 - 19,
if they attend elementary school
or high school full time.
Children over age 18, if they
became disabled before age 22.
The deceased worker's parents
age 62 or older, if they were
being supported by the worker.
A
SPECIAL ONE-TIME PAYMENT
In addition to the monthly
benefits for family members, a
one-time payment of $255 can be
paid to a spouse who was living
with the worker at the time of
death. If there is none, it can
be paid to: A spouse who is
eligible for benefits. A child
or children eligible for
benefits. This payment can not
be made if there is no eligible
spouse or child. HOW TO APPLY
FOR BENEFITS You can apply for
benefits by telephone or by
going to any Social Security
office. You may need some of the
documents shown in the
Information Needed section
below. But don't delay your
application because you don't
have all the information. If you
don't have a document you need,
Social Security can help you get
it.
INFORMATION NEEDED
Your Social Security
number and the deceased worker's
Social Security number. A death
certificate. Proof of the
deceased worker's earnings for
last year (W-2 forms or
self-employment tax return).
Your birth certificate. A
marriage certificate, if you are
applying for benefits as a
widow, widower, divorced wife,
or divorced husband. A divorce
decree, if you are applying for
benefits as a divorced wife or
husband. Children's birth
certificates and Social Security
numbers, if applying for
children's benefits. Your
checking or savings account
information, if you want direct
deposit of your benefits. You
will need to submit original
documents or copies certified by
the issuing office. You can mail
them or bring them to the
office. Social Security will
make photocopies and return your
documents.
FOR MORE
INFORMATION
| You may contact the
Social Security Office
to find out what
benefits are available
for your individual
circumstances, to change
records, and to stop
automatic deposits. For
the local Social
Security office nearest
you
Click Here
The national phone
number is
1-800-772-1213. For more
information, write or
visit any Social
Security office, or
phone the toll-free
number.
will file Form
SSA-721 which informs
Social Security of a
death. You need not
order a certified copy
of the death certificate
to send to your Social
Security Administration
office. |
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